will

The Importance of a Last Will and Testament. A Last Will and Testament states what will happen to your assets after death. … The consequences of not having a will are quite serious; the government will divide your property, regardless of your intended wishes.

What happens to your investments when you die? Will they pass to your loved ones, as you would want? An uncomfortable topic to think about, but one that we all need to consider – especially if there are dependants involved.